Application Process

Application Process

These are the steps involved in our microloan application process. 

Step I:     

  • If you are interested in the City of San Francisco Revolving Loan Fund, please review the details about the program.  Then contact Sandy Mackovich at Working Solutions at 415-655-5472 to discuss your business and determine eligibility.  You will receive a call back within 24 hours.  We suggest you wait to hear if your project is eligible before completing the application.
  • If you are a Bay Area business interested in our general microloan program, you will begin by contacting Sandy Mackovich at Working Solutions at 415-655-5472 to discuss your business and determine eligibility.  You will receive a call back within 24 hours.  We suggest you wait to hear if your project is eligible before completing the application.

Step II:     

  • Submit your business plan or executive summary for review by Working Solutions
  • Submit your Driver's License and a completed Credit Authorization Form for Working Solutions to run your personal credit report

Step III:

  • Complete the microloan application forms and submit all requested documentation along with a nonrefundable $25 application fee

Step IV:   

  • Working Solutions conducts a site visit to your business
  • Working Solutions analyzes the package and determines if the loan application is approved or not

Step V:     

  • If a loan request is approved, Working Solutions prepares the loan documents and meets with the applicant to fund the loan
  • If a loan request is declined, applicant receives a written decline letter

Timing: 1 Month

  • From the time we receive a completed loan application, it takes 7 to 10 days to receive a decision as to whether your loan request was approved or not
  • If your loan is approved, it takes an additional 1 to 3 weeks to fund your loan

Prior to Starting the Application Process 

We recommend you review:

Home  |  Contact Us  |  Terms of Use  |  Sitemap  |  Documents and Forms